TERMS & CONDITIONS

Agreement to Terms
By accessing or using the website located at palcapitalgroup.ca (the “Website”) operated by Pal Capital Group (“we”, “us”, “our” or the “Company”), you (“User”, “you”, “your”) agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, do not use the Website.

Use of the Website
You may access the Website for information regarding our real estate investment, syndication, property management, and brokerage services. You must use the Website lawfully and must not:

interfere with the functionality of the Website;

copy, reproduce, distribute, or create derivative works of the Website’s content without our written permission;

use the Website in any way that violates laws or rights of any party.

Intellectual Property
All content on the Website, including text, graphics, logos, images, videos, software, and other materials (“Content”), is owned by us or our licensors and protected under Canadian and international intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to view the Content for personal non-commercial use, provided you retain all copyright and proprietary notices. Any other use is prohibited without our written consent.

Investment, Legal, Tax and Other Advice Disclaimer
The Website’s Content is for general informational purposes only and does not constitute investment, legal, tax, accounting, or other professional advice. Your access to or use of the Website does not create any professional or advisory relationship between you and the Company. You should consult your own professional advisers before making any investment or business decision.

No Offer or Solicitation
Nothing on the Website constitutes an offer to sell, or solicitation to buy, securities or other investment products in any jurisdiction. Any offering will be made only pursuant to relevant offering documents and to qualified investors where permitted. You should review all offering documents and consult your advisors.

Limitation of Liability
To the maximum extent permitted by law, we and our affiliates, officers, directors, employees, agents, licensors, or service providers are not liable for any direct, indirect, incidental, special, consequential, or punitive damages of any kind arising out of your access to, or use of, the Website or reliance on the Content. You assume all such risks.

Third-Party Links and Content
The Website may contain links to third-party websites or resources. These links are provided for convenience only; we do not control or endorse third-party content. We are not responsible for any damage or loss caused by your use of any third-party website.

Privacy and Cookies
Use of the Website may involve collection of personal information. Our Privacy Policy explains how we collect, use, disclose, and protect your data. By using the Website, you consent to our use of cookies or similar technologies in accordance with our Cookie Policy.

Changes to Terms
We may update or modify these Terms at any time. The modified Terms are effective once posted on the Website. Continued use of the Website after posting constitutes acceptance of the modified Terms. You should review these Terms periodically.

Termination and Suspension
We may suspend or terminate your access to the Website at any time without notice if you breach these Terms or for any other reason. Upon termination, your right to use the Website ceases. Provisions that by their nature survive termination continue to apply.

Governing Law and Jurisdiction
These Terms and your use of the Website are governed by the laws of the Province of Ontario and federal laws of Canada. You and the Company submit to the exclusive jurisdiction of Ontario courts for disputes arising under or relating to these Terms.

Severability
If any provision of these Terms is invalid, illegal, or unenforceable, the remaining provisions remain in full force and effect.

Entire Agreement
These Terms, plus any documents expressly incorporated herein, constitute the entire agreement between you and the Company regarding your use of the Website and supersede all prior communications, representations, or agreements.